Lending

Trading lenders on the Mortonn platform can earn returns by providing liquidity to borrowers and earning interest. Trading lenders can submit their fungible assets to the loan pool or manually select digital assets for lending. Lending and providing liquidity include two modes:

（1）Manual Lending

This form of lending allows users to manually select the assets they want to invest in liquidity. Users connecting their wallets to our platform can select Mortonn as if they were on the market.

（2）Automatic Lending

This type of lending utilizes Mortonn's smart contracts. Users deposit funds into the auto-lending protocol, and our algorithm selects a portion of digital assets, combining them to create composite derivatives. In this case, users do not need to have specific knowledge of the digital assets market. In the event of a Mortonn default, specific assets will enter the loan market, which can help manual sellers obtain Mor. Users providing liquidity by lending assets will receive additional rewards in the form of our Mor, which will be used on the platform.